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Travel Insurance

Travel insurance is a great way to protect yourself and your finances when traveling. Coverage may include medical expenses, trip interruption, lost or delayed luggage, emergency evacuation and more. Most policies are customizable so you can pick the coverage that fits your needs. There are also certain exclusions you should be aware of such as pre-existing conditions and hazardous activities.

 

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More About Travel Insurance

There are several different types of travel insurance policies available. The most common type is a “package policy” which covers you for all kinds of mishaps, including medical expenses, trip cancellation and interruption, lost or delayed baggage, emergency evacuation, and more. You can also purchase individual coverage such as flight accident insurance and medical evacuation insurance.

When selecting a policy, make sure to read the fine print carefully and select only what coverage you need. It’s also important to understand the exclusions of travel insurance such as pre-existing conditions and hazardous activities, so check with your insurer on their specific guidelines before purchasing. Finally, don’t forget to purchase your policy before you leave so that you can be sure to have coverage for any unforeseen events.

Travel insurance is a great way to ensure peace of mind when traveling. With the right coverage and understanding of what’s not covered, you can rest assured knowing that you’re safe no matter where your adventures take you.

Assistance with Travel Insurance

Our team can provide you with a free consultation on how to best organize your travel insurance policy based on your needs. We can also shop your policy to multiple carriers, ensuring you get the lowest price available on the coverage you need. Call or click today to find out more!

 

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Excellent
5.0
Theresa L.
Theresa L.
Robin Tefft is extremely knowledgeable about Medicare and especially the different kinds of supplemental insurances and how they fit with an individual’s own needs. Working in education, it is only natural that one would want to fully understand how Medicare works and their options in choosing a supplement insurance. Trust me it can be overwhelming. There are numerous plans out there, but Robin made it all so simple and effortless and fit me with the right plan for my current medical needs. I could go on and on, but bottom line, she is on top of her game and knows her stuff; a true professional. And, she doesn’t stop. After you are enrolled, she will reach out, each year, to review with you any new options that fit. Give Robin a call – You Will Be Glad You Did – I am! – Theresa L.
Response from the owner: Thank you for your kind words, Theresa! I certainly know how confusing Medicare can be...should you choose a Supplemental Medigap Plan, a Medicare Advantage Plan, and where the heck does the Part D come in? I'm happy I was able to help you. I'm always here if you need anything.
Brenda M.
Brenda M.
Robin is great to work with and will be able to guide you through the process of picking a supplemental & rx plan!
Response from the owner: Thanks, Brenda! It was a pleasure helping you and your husband through the Medicare process. We'll be talking again in the fall to review your husband's Prescription Drug Plan to make sure it's still the right one for him for next year. Lots of changes coming in 2025! Thanks again for your kind words!
Michael J.
Michael J.
Robin has been a tremendous help as i have been navigating the complexities of choosing the right Medicare Advantage plan!
Response from the owner: Hi, Michael! I'm glad I was able to help you! Choosing the right Medicare plan is so important. I'm always here if any questions pop up.
Howard S.
Howard S.
I am just a carpenter by trade. So there are a lot of things that go into insurance that I do not under stand.Robin explained every thing, and made it clear in my language.
Response from the owner: Thanks, Howard! I'm always happy to help!
Larry H.
Larry H.
Robin takes all the stress out of navigating the world of Medicare. She is helpful, thoughtful, and professional. Not only does she help with the initial application, but she stays in touch and helps with the constant annual changes of Medicare. I would recommend Robin without hesitation.
Response from the owner: Larry, thank you! Taking the stress away and getting people enrolled in a plan that's right for them are my main goals. And, you're right...you're not getting rid of me...I'm here if any questions come up. As always, I'll be reviewing everyone's plans again in the fall to make sure you're all set for next year. Thanks again for the very kind words!
William M.
William M.
Robin was great she help us out in everything with our benefits. We would have been lost without her.
Response from the owner: Thanks, Bill! I appreciate the kind words! Medicare isn't easy. Helping people decide what Medicare plan is right for them really is what I love to do.
Nancy S.
Nancy S.
I reached out to Robin for help choosing a prescription plan in 2023. She responded quickly to my voice mail and help me chose an appropriate plan. I feel confident she can help you with any of your insurance questions.Sincerely.Nancy Shapanka
Response from the owner: Thank you, Nancy!! I appreciate your kind words. It's been my pleasure to help everyone feel confident with their Medicare plan choices....whether it's a Prescription Drug Plan, Medicare Supplement (Medi Gap), or Medicare Advantage Plan.
Kenia M
Kenia M
Robin helped me in trying to get the best supplement insurance for my mother who is diabetic. She asks what your needs are and navigates the different insursnce options for you.
Response from the owner: Thank you, Kenia! It's a pleasure helping you and your mom. We'll have lots more to look at this fall for 2025! Medicare can be really confusing. I love helping people and simplifying it!
W Scott H.
W Scott H.
From the first conversation I had with Robin, I knew I had found the right person to help me navigate the Medicare process, especially the drug plan. We had an open, honest conversation about the plans and my needs. Robin gave me excellent advice and I'm not happily signed up and feel confident in my decisions.
Response from the owner: It was my pleasure! I'm so happy we connected and Medicare was a little less stressful for you. We'll be reviewing your Prescription Drug Plan in the fall. As you know, lots of changes coning to Part D in 2025.I'm very grateful for the kind review, and I'm here if any questions come up.
Joyce F.
Joyce F.
Robin Tefft was amazing in helping me with the scary Medicare process and with my insurance needs. She went above and beyond in assisting with my transition to retirement. And she isn’t kidding when she says you’re not rid of her. She has followed up with me both to save me money during the enrollment period with regard to my prescription coverage and to be sure I didn’t need help even setting up online accounts. What a gem.
Response from the owner: Thank you, Joyce!! What a pleasure it's been working with you. Medicare is so confusing, I'm happy I was able to make it not so scary for you.
Paul P.
Paul P.
Robin was great to work with and very knowledgeable about the whole extremely complicated Medicare process. I would never recommend anyone try to navigate this on their own but would highly recommend they work with Robin. My wife and I felt very comfortable with both the enrollment process and the choices we made based on Robin’s guidance.
Response from the owner: Thank you, Paul! Medicare is definitely complicated. It was a pleasure to simplify it for you and your wife. At Senior Benefits and Beyond, our number one priority is to help people understand their choices so they can make the right decisions for them.We're here if any questions come up!
Lynn J.
Lynn J.
Robin was extremely helpful during this process! Robin is very professional and patient and she was able to explain all the myriad of details clearly.
Response from the owner: Thanks, Lynn! I know Medicare is really confusing. That's why I started Senior Benefits and Beyond. Making Medicare SIMPLE is what we do. It was my pleasure to help you. I'm always here if any questions pop up.
kim G.
kim G.
The service help and advice received was outstanding.
Response from the owner: Thank you, Kim! We know how confusing Medicare can be. Senior Benefits and Beyond will always be here to answer any questions. We appreciate your trust in us!
stewart S.
stewart S.
Response from the owner: Thanks, Stewart! Senior Benefits and Beyond loves being able to help people with their Medicare plans. We're always here if you have any questions.
Thomas M.
Thomas M.
Response from the owner: Thank you, Tom. It was a pleasure helping you and your wife with your Medicare plans. We're always here if you have any questions.
Nancy D.
Nancy D.
Response from the owner: Thank you, Nancy!
Linda H.
Linda H.
Very professional but also very genuine. Always responds quickly with answers that are clear and understandable.
Response from the owner: Thank you, Linda! We know Medicare can be confusing, that's one of the reasons I built Senior Benefits and Beyond. We do our best to make Medicare simple!
Terry B.
Terry B.
Robin took extra time to help me and went through everything clearly so I understood all my options the experience could not have been better . She was very patient and kind. I would highly recommend her.She also helped with my husband to find the best plan for his needs.
Response from the owner: Thank you, Terry! It was my pleasure to help. That's why Senior Benefits and Beyond is here: to help people understand their Medicare choices. I'm always here to whenever you have questions.
Kathleen J.
Kathleen J.
Robin simplified the Medicare choices for me so that I could make an informed decision. She is completely informed, trustworthy and honest. I feel so lucky to have her assistance on this very important decision. She takes the time to understand my individual healthcare and wellness needs.
Response from the owner: Thanks, Kathleen! I was a pleasure to help you through the Medicare process. This is exactly why Senior Benefits and Beyond came into being -- to help people understand their options and make the right choice for them! I'm here for any questions or concerns that come up. Like I told you, I won't go away!
Daria C.
Daria C.
Robin is exceptionally well-prepared, knowledgeable and detail-oriented in deciphering the different Medicare Supplement programs to enable me to choose the right program for my particular needs. Her clear communication and helpful demeanor mean the world to me.
Response from the owner: Daria! Thank you so much. When I first envisioned what Senior Benefits and Beyond would be able to do for people, this is exactly what I'd hoped to do. It was a pleasure helping you and all of your collegues at Rider University! We're growing and we couldn't be happier to be serving NJ and PA and Beyond!
Nancy W.
Nancy W.
Robin listened carefully to understand my needs, then presented a few plans that would fit my needs. She answered questions and helped me to understand the options. Robin made this a much less stressful process. Robin, thank you for your help.
Response from the owner: Thank you, Nancy!! This is why I started Senior Benefits and Beyond-- to help make the Medicare process less stressful and to make sure people understand their options. I'm so happy to be the dedicated Medicare Reaource for both Rider University and The College of New Jersey!
Lonn B
Lonn B
If you are retiring and need to get your healthcare Medigap insurance in order, CALL ROBIN!! She was fantastic. She had the answer to almost every question (she looked the one she didn't have), listened to all our concerns before suggesting plans and options, and tailored health insurance for out needs. She know exactly what we needed to do now to avoid problems down the line. And she did it graciously and with a smile. I know I bugged her a bunch of times with questions and concerns, but she always answered with a smile and answered promptly - one answer came on a weekend.She's calm, engaging, and made us feel secure in our options. She gave us choices based coverage geared to what would save us the most money with the best coverage, and explained why she chose the. She didn't just push us to the lowest or highest insurance companies. And she did all this in 2 weeks.If you need help navigating Medigap plans. Call Robin.Oh, and by the way, after you pick you plans, gets set up with the companies and have your insurance cards in hand, Robin doesn't go away. She's there to answer questions afterwards. She cares for her clients and it shows.We were fortunate to have been given her contact info. And I would not hesitate to, and plan to passer her contact information to anyone I know who needs Medigap plans.Thank you Robin!!
Response from the owner: Lonn!! Thank you so much! I started Senior Benefits and Beyond because I really do want to help people and make the whole Medicare process as stress-free as possible. And you're right! I don't go away. I'll be here to help with whatever you need down the road. Thank you so much for the awesome review!
Bree W.
Bree W.
Robin has been such a pleasure to work with prior to, during and after the Medicare sign-up process. She is such a down-to-earth human being and really has a passion for what she does. The services she provides are truly personal to each person's specific needs and desires. I highly recommend if you're even a year away from your 65th birthday, give Robin a hollar and get your education started. Trust me, time flies! There's a lot to learn and Robin will hold your hand all the way!
Response from the owner: Bree!! Thank you so much! I love helping people -- especially my neighbors here in Ewing. I know how confusing Medicare is to people and I'm so excited that Senior Benefits and Beyond is growing and helping more people every day. If you ever have any questions, you know I'm here!
Selma G.
Selma G.
Robin provided all the information needed relative to my application for Medicare Supplement plans. She responded quickly and effectively to questions. She made herself available for in-person meetings, processed the applications, and immediately let me know when everything was approved.
Response from the owner: Thank you, Selma! Senior Benefits and Beyond and I were happy to be able to help with the whole Medicare process.To me, there's nothing better than to be able to help my neighbors in Princeton, Lawrence, Ewing and beyond. If you ever have any questions, I'm always here to help!
renee E.
renee E.
Response from the owner: Thank you so much!
karen L.
karen L.
Robin is dependable, knowledgeable, and a total pleasure to work with. A true friend of seniors who are confused about the Medicare retiree insurance options.
Response from the owner: Karen! Thank you so much!
Martha D.
Martha D.
Robin made my transition to Medicare seamless. I am thrilled with the plan she recommended!
Response from the owner: Thank you, Martha! It was my pleasure to help you. I'm always here if you need me!
Inbisat S.
Inbisat S.
Response from the owner: Thanks, Inbisat!
Laurie E.
Laurie E.
Response from the owner: Thank you, Laurie!
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(609) 379-2887

84 Main Blvd
Ewing, NJ 08618

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“We do not offer every plan available in your area. Currently, we represent 8 organizations that offer 61 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov”