Medicare
Medicare is a U.S. government health insurance program that subsidizes healthcare services. The plan covers people age 65 or older, younger people who meet specific eligibility criteria, and individuals with certain diseases.
As long as you are eligible to receive Social Security benefits when you turn 65, you will automatically be enrolled in Medicare Part A, which covers hospital costs, and Medicare Part B, which covers your visits to the doctor. You can enroll in other parts of Medicare once you become eligible.
SUPPLEMENTAL INSURANCE
We also offer various types of supplemental insurance plans, which are needed when life’s unexpected health issues come up. Having this type of insurance can save you thousands of dollars in medical bills. Our experienced staff of insurance agents will help you choose the plan that will work for your current situation, as well as help you plan for unexpected problems that may occur in the future. See the information below to read more about the types of supplemental insurance we have available. Supplemental coverage options also referred to as ancillary benefits, are often overlooked, but are an affordable health insurance option for many individuals and families. We offer a wide range of products that can supply extra protection on top of your traditional medical plan.
Original Medicare (Parts A and B) leave gaps….and those gaps could put a huge dent in your finances. We’ll help you find a plan that fills those gaps…the plan that’s right for YOU. Whether that’s a Medicare Advantage Plan or a Medicare Supplement (or Medigap) Plan along with a Prescription Drug Plan, we’ll find that plan together by going over your doctors, prescriptions, hospital preference and lifestyle. Remember, just because a plan is right for your friends, neighbors or relatives, that doesn’t mean it’s right for YOU.
Supplemental coverage like Cancer Protection and Hospital Indemnity Insurance are referred to as ancillary benefits. They’re often overlooked, but are an affordable health insurance option for many individuals and families. We offer a wide range of products that can supply extra protection on top of your traditional medical plan.
Other Policies
“We do not offer every plan available in your area. Currently, we represent 8 organizations that offer 61 products in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov”